2448 E 81st St, Suite 5640
Tulsa, OK 74137

Other IconMotorcycle Insurance in Oklahoma

If you are going to ride a motorcycle in Oklahoma, you need to make sure you have the proper liability insurance to protect yourself from financial loss in case of an accident and to ensure you are legally riding your bike in the streets. Here is an overview of what is required in Oklahoma to make your bike legal to ride in the streets.

Liability Insurance

Motorcycles are required to have the same amount of liability coverage as cars. This means that motorcyclists must have at a minimum a 25/50/25 liability policy to cover injuries and property damages. The policy breaks down this way:

  • The policy provides up to $25,000 to cover the cost of injuries to a single person involved in the accident.
  • The policy will also provide up to $50,000 to cover injuries to multiple people in an accident.
  • The other $25,000 is used to cover property damage to someone else’s vehicle or property.

These are the minimum requirements, but you may need higher policy amounts to protect you and your financial well-being. You should discuss this with an American Founders Insurance Group Inc. representative in Tulsa OK as you go over the amounts of coverage you need to fully protect yourself.

Types of Motorcycles

The liability laws cover all types of two to three-wheeled vehicles. Here are how the types are categorized in Oklahoma.

  • Motorcycle: This is a vehicle that has a saddle seat for the driver to sit on and it covers vehicles with three wheels or less. The engine is typically larger than 150 cubic centimeters.
  • Moped: A moped uses pedals to power the vehicle and it gears must shift automatically (the moped cannot have manual shifting gears). The engine should be smaller than 50 cubic centimeters and can’t go over 30 miles per hour.
  • Scooter: A scooter usually has an engine size of 35 cubic centimeters and it cannot go over 25 miles per hour.

Please be advised that all three types of two to three-wheel vehicles all need to meet the same requirements under the vehicle and insurance laws of Oklahoma.

Contact Us

American Founders Insurance Group Inc of Tulsa, OK is ready to answers all your question and to make sure you get a motorcycle policy that not only meets the minimum requirements in Oklahoma but also one that meets your overall needs. Call us today and start riding tonight.

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