2448 E 81st St, Suite 5640
Tulsa, OK 74137

Other IconUmbrella Insurance in Oklahoma

You may think that your standard insurance policy is enough to get you through any unforeseeable circumstance that happens to you in Tulsa, OK. Do you really have enough coverage, though?

Too many consumers learn the hard way that their standard assurance plans are not always the fix-all solution to their emergency. From stipulations that limit coverage to policy limits that leave owners with a significant bill, the potential for things to go wrong when making a claim is prevalent. Umbrella insurance is the net underneath your safety net that further ensures your financial security in Oklahoma. The agents at American Founders Insurance Group Inc. can help you find the policy that best fits your lifestyle.

What is umbrella insurance?

Umbrella insurance is an indemnity plan that pays out when the limits of your standard policy have exhausted. An example of umbrella assurance inaction would be an at-fault auto accident that costs $20,000 to repair in Tulsa, OK. You would be on the hook for an additional $5,000 if your auto assurance policy has a maximum payout of $15,000. Your umbrella indemnity plan, however, would kick in to pay the additional expense so that you do not have to come up with the money from personal savings.

How does umbrella insurance work?

Umbrella insurance works much like any standard assurance plan. The policy has limits that are dependent on the monthly premium amount you are willing to pay. You may find that paying a higher premium lead to more financial protection than going the frugal route with lower monthly payments.

The main difference between umbrella insurance and a standard assurance policy is that the benefits of your umbrella plan take effect upon the policy limits of your traditional indemnity plan being exhausted. Umbrella insurance is not a stand-alone option in Oklahoma.

The agents at American Founders Insurance Group Inc. can give a full explanation of what it means to be covered by an umbrella assurance plan. Call them today to get started with a quote!

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